Zip lets you own the things you love now and pay later, interest free. Buy now, pay later at every online store, everywhere, interest free. Using your Zip account is fast, easy and secure with the Zip app. Manage your account and shop just about everywhere instore or online from one secure place, find the best deals of the day, pay bills, buy gift cards or get the latest online bargains.

Zip

Brief: Zip is a versatile and easy-to-use financial app that revolutionizes the way you shop, both online and in-store. With access to over 26,000 retailers, secure payment options, and the convenience of interest-free 'Tap & Zip'* payment functionality, it's designed to simplify how you manage purchases and bills.

Core Features:

• 🛒 Store Directory Access: Seamlessly browse a vast array of over 26,000 retailers within the app. 📲
• 💳 Tap & Zip Payment Option: Utilize your mobile device to make contactless payments quickly and securely with Zip Pay. 💨
• 🧾 Bill Management: Effortlessly pay and manage a variety of personal and household bills through the app using BPAY.💡
• 🌍 Shop Everywhere Feature: Explore and shop from any online store and use Zip's single-use card feature to complete your purchase if the retailer isn't a direct partner. 🌐
• 📊 Account Management: Keep track of your Zip Pay and Zip Money accounts, view balance and transaction history, and schedule repayments that fit your budget. 🔍

Pros:

• 👍 All-In-One Shopping Tool: Combines browsing, payment, and bill management in a single app for convenience. ✨
• 👍 Interest-Free Payments: Tap & Zip allows for easy and interest-free payments on the go. 🎉
• 👍 Manageable Repayments: Customizable repayment schedules to fit your financial needs. 🔄
• 👍 Real-Time Notifications: Stay updated with exclusive offers, flash sales, and account alerts. 🔔

Cons:

• 👎 Limited by Zip Partnerships: Some retailers may not directly support 'Pay with Zip,' requiring the use of a single-use card. ⚠️
• 👎 Applicability of Tap & Zip: The Tap & Zip feature is only available with Zip Pay, not Zip Money. 🔒
• 👎 Credit Control: Users must manage their spending responsibly to avoid financial strain due to the buy now, pay later structure. 💳
• 👎 Credit Approval Required: Access to Zip's features might be contingent on credit approval, which may not suit all users. 🚫

Price:

• 💵 The Zip app is free to download, but using Zip Pay or Zip Money may be subject to approval and may incur fees depending on your payment schedule and terms agreed upon with Zip. 💰

Please note that the availability of features and fees may vary and are subject to the terms and conditions of Zip Co Limited.

*Tap and Zip is available with Zip Pay only.